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Refinance Calculator


Other calculators available:

Use this handy calculator to work out the effects of refinancing at a different interest rate or with different payment times.

Fill in all of the tan coloured fields and then click on COMPUTE.

The principal balance of your mortgage (call your
mortgage lender and ask for the current payoff amount):

The amount of your monthly mortgage payment:

Your mortgage's current interest rate:
Interest rate you will be refinancing at:
Number of years you will be refinancing for:
Closing costs that will
be required for refinancing:

Monthly payment if you refinance:

Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current monthly payment plan:
The amount of interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

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